For the collection organization to state that it had an agreement on you, it must demonstrate the way that it was going to do good for you. It’s true, you signed an agreement by means of your charge card company, but you didn’t sign one with the companies that bought your debt from the charge card company. If you’re being requested to sign a non-compete agreement for a state of hire, you won’t have plenty of choice as to whether you sign it. The very first thing you ought to do when told you’ll be asked to sign a non-compete agreement is ask to observe a copy of the agreement beforehand. It doesn’t contain your signature, and it’s not the original signed agreement. Doing this makes a contract that could be binding. If you haven’t signed a contract with the collection business, you owe them nothing.
Begin the letter with an official business greeting. A collection company can’t collect any sum of money that isn’t permitted by law or by agreement. What’s more, it would be required to show the terms of that agreement in court. Because the original charge card company doesn’t keep this information, they don’t sell it to the collection agency.